Beware of scams and phone number spoofing. California Coast will never contact you to ask for personal information or a passcode over the phone. Visit our Security Center to learn more. 

Dividend Checking

Earn a little something on a little bit of money.

The Earnings and Convenience Add Up in No Time

Don’t have a lot of money? Just getting started? Your money can still earn interest with Dividend Checking. A minimum opening deposit of $25 is required. We’ll waive the $8 monthly maintenance fee with a $1,500 daily balance.

 

Benefits: 

  • Earns dividends with $50 minimum balance1
  • Free access to 30,000 CO-OP® ATMs Nationwide
  • Unlimited check writing
  • Courtesy Pay and Debit Card Courtesy Pay available2
Checking made easy—wherever you are.
  • Free branch transactions
  • Free California Coast ATM and CO-OP Network transactions
  • Free Platinum Debit Mastercard®
  • Free Online and Mobile Bill Pay
On the phone? Online? On the road? We’re here for you.
  • Free eStatements
  • Free Cal Coast Online
  • Free CoastLine Telephone Banking
  • Free Mobile Banking3, Mobile Deposit, Bill Pay and PayItNow person-to-person payments4

We are here to help you open your checking account or find the right checking option that is best for you. Give us a call at (877) 495-1600, or open your account online today.

VIEW RATES

Advanced Security Debit Card

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Certificates

Build your savings with a Cal Coast certificate and enjoy competitive fixed rates with your choice of terms from 3 months to 5 years.

IRA Certificates

Learn more about IRA Certificates with California Coast Credit Union. Contact us today to get started.

APY = Annual Percentage Yield. Rates are accurate as of 01/19/2025. Rates and terms are subject to change without notice. Visit sydotnet.net or visit one of our branch locations for details on rates, fees, and minimum balance requirements. Membership and credit subject to approval. Serving everyone who lives or works in San Diego, Riverside, Imperial, Orange, Los Angeles, Ventura, and San Bernardino counties. A one-time $5 membership fee and savings account required. Restrictions apply. 

  1. A $50 minimum balance must be maintained to earn dividends. 
  2. If an account is overdrawn, please be aware that if it is not brought to a positive balance within 30 days, the account may be closed. 

  3. Check with your wireless provider to determine if data and text messaging rates apply.
  4. Maximum transfer amount is $1,000. There is no fee to use this service. Learn More.